Debt Settlement-USA understands that people need a specialized attorney to represent them with their debt issues but either can’t afford one or don’t know how to retain one. Our attorneys specialize in debt settlement/negotiation and will work to get our clients the most advantageous settlement possible.

Debt Settlement-USA will do an in depth budget and hardship analysis, and, based on what you are able to pay each month, we can determine how many months you will be part of the program and ultimately be debt free. Clients usually are able to complete our program and become debt free in 24-36 months, compared with making your minimum payments at extremely high interest rates and continue being in debt for the next 30-40 years!



There are so many advantages and benefits to our Attorney based debt programs that it literally makes 'other' debt relief companies seem inferior, impracticable, and obsolete.

1. Attorney debt negotiation allows you to get out of debt much faster by eliminating revolving interest and reducing your principal debt balance.
2. You choose your monthly payment based on your monthly budget. There are many convenient payment options to choose from.
3. With this service, you're retaining a Law Firm to handle the negotiating of your debts. Most major creditors ONLY DEAL WITH ATTORNEYS regarding these matters in the first place, not consumers or non-Attorney debt services.
4. Reduce debt collection calls. Under Federal Law, once you retain a Law Firm to manage your debts, the creditor or debt collector MUST contact the Law Firm and NOT you. You will redirect all collection calls and letters to the Law Firm.
5. Save thousands, even tens of thousands of dollars. Once you enroll your unsecured debts into the debt negotiation program, your total debt will decrease to a more manageable balance.
6. Avoid lawsuits! It is a fact that almost every credit card company will not attempt to sue a cardholder who has Attorney representation.
7. The Law Firm has a flawless track record with negotiating with creditors. To date, the Law Firm's services have been effective 100% of the time for its clients that stay in the program and follow given instructions.
8. Using the Attorney's debt negotiation program will enable you to get out of debt far sooner than making payments on your own. Having no debt can be reality and not a never ending financial struggle.
9. Attorney debt negotiation is legal and safe. Our Attorneys use federal laws to help enforce the best possible settlements with your creditors.
10. The Law Firm employed by Debt Settlement-USA is regulated by the Bar association with the highest ethical standings. Attorney members are licensed and are the most qualified professionals for dealing with creditors.
11. Our debt negotiation program is completely confidential. Your information is not shared with any third party not related to helping you get out of debt. Your privacy is seriously protected.
12. Our Attorneys work with just about every creditor and collection agency that you may have. If the debt is essentially unsecured, you can enroll that debt into the debt reduction service.
13. The Law Firm's contract is a legal retainer, not a baseless contract from a non-Attorney company that literally just 'tries' to negotiate with creditors.
14. Satisfy your creditors! Get a $0 balance with your debts paid in full. Once your unsecured debts have been settled, you are finally debt free.

Attorney based debt programs have been proven to be very effective and the most secure method to eliminate debt fast. Debt Settlement-USA strives to retain the most qualified debt law firms to represent our clients and at the same time offer some of the lowest fee’s in the industry. You will not find a better debt reduction program out there, it simply does not exist. Call us Toll Free (877)262-2223.